There has been enough said on the negative effects experienced in the commercial sector as a result of the Covid-19 National Lockdown. However, as we move through the various stages restrictions and inadvertently, peaks and troughs in productivity; it is important to assess our reactions to these effects and whether these reactions, across the board, […]
Insurance law
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#Covid-19: Am I Covered For Medical Expenses?
If not by experience; we all have at least heard one recollection of an event from a friend, colleague or family member, where a medical aid scheme has rejected cover for a specified medicine or medical procedure. The Covid-19 virus and its associated heightened risk of infection and potentially life-threatening implications forces closer consideration of […]
#Covid-19: Business Interruption And Public Liability Insurance
On the backdrop of national lock-downs, government imposed sanitary measures and self-isolation; business owners are left with burning questions and neck-bending deliberations in relation to business survivability and contingency measures. How prepared are we? Have all those “pre-informed” decisions and round-table discussions, in respect of business insurance, provided for the certain periods of business interruption […]
Workmens’ Compensation and Employees’ health and safety during #Covid19 #LockdownSA
Amid the lockdown imposed in South Africa, the pressure on businesses who are still trading and operating due to being deemed an essential service is going to be immense, particularly small businesses that render essential services. To check whether your business is deemed as an essential services provider, you may refer to the new regulations […]
Injuries or illness sustained at work – unpacked
I will refer to the Compensation for Occupational Injuries and Diseases Act Number 130 of 1993 as “COIDA”. An injury at work can be highly stressful, specifically in the context of the current economic climate, this can ravage livelihoods and the fact that not all persons have disability insurance cover, which may have lasting adverse […]
