Introduction Micro-Insurance refers to an area of cover made accessible to low-income individuals. The idea of Micro-Insurance is to offer a less expensive way for individuals to protect themselves against loss or damage. With there being more involvement in the formal insurance sector, the majority of South African median households have been left without a […]
Insurance law
RSS feed for this sectionInsurance claim rejected! Reasons for rejection
A vehicle insurance policy is essentially nothing more than an agreement between an insurer and an insured, which stipulates that for a premium payment every month by the insured the insurer will pay any damage to the insured (or third party’s) vehicle, on the assumption that the insured abides by the terms and conditions of […]
Trusts as Shareholders and Buy and Sell Agreements
In a previous article the use of trusts in companies as valuable BBBEE planning strategies was highlighted; specifically from a compliance perspective. Using trusts as estate planning vehicles mainly to house shareholding has become an equally effective estate planning and business continuity planning strategy. However, some vital tax and other implications are often missed and […]
What next? The business owner’s guide to succession planning
Succession planning? As a business owner with a never-ending To Do list, this is often the last thing on your mind. Also known as continuity planning, it is often regarded as an issue reserved for the big corporates. The reality is that whether it is planned or unplanned, complex or simple, succession planning – or […]
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