A vehicle insurance policy is essentially nothing more than an agreement between an insurer and an insured, which stipulates that for a premium payment every month by the insured the insurer will pay any damage to the insured (or third party’s) vehicle, on the assumption that the insured abides by the terms and conditions of the agreement.
Insurers when dealing with vehicle insurance claims, often reject or repudiate them. In most instances the insured is bombarded with legal jargon, by the insurer, to justify the rejection of the claim. The rejections can be for various reasons, the most common being based non-disclosure by the insured.
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