Legal exceptions– what are those fancy Latin legal phrases and are they allowed?

exceptionsWhen entering into a credit agreement the consumer is often faced with an agreement which contains firstly a great deal of legal jargon and secondly Latin phrases which are unknown to the consumer. In this article we will briefly discuss some of the Latin legal exceptions that you could incur. In terms of the National Credit Act Act 34 of 2005, some of the legal exceptions are unlawful and may not be contained in the agreement

Legal exceptions are remedies which the consumer will have in terms of South African contract law. These exceptions stem from South African common law and is therefore a part of our contract law. In essence legal exceptions are remedies which a consumer can call on when a creditor calls up the consumer in terms of the credit agreement.

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