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Debt – how do I deal with it?

The National Credit Act of 2005 (NCA) aims to prevent reckless credit and to settle disputes between debtors and creditors more amicably (in general), as opposed to litigating these matters immediately. Therefore debtors can now: 1. refer a matter to a debt counsellor for advice or relevant ombudsman for dispute resolution, 2. defend the matter […]

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